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Terms
 

Debt Free Key - Terms of Service

 

These pages contain the Terms of Service (hereafter "Agreement") governing use of this www.DebtFreeKey.com website. These Terms of Service are binding on all users. Users should visit this page periodically to review its contents for updates and changes.

I understand that this consumer transaction involves a negative option and that I may be liable for payment of future goods and services, under the terms of this agreement, if I fail to notify the supplier not to supply the product or services described within 30 days from the date of purchase.

For purposes of this Agreement, "Debt Free Key" refers to this corporation, and "Debt Free Key" © refers to the publication available for purchase on this www.DebtFreeKey.com web site. The terms "We", "us" and "our" refer to Debt Free Key.  The Term "you" refers to Users of this DebtFreeKey web site.

1. Debt Free Key is a Limited Liability Company in the State of Utah.

2. By accepting this Agreement as outlined herein, User indicates to Debt Free Key, LLC that you have read and understand all terms and conditions contained in this Agreement, and agree to comply with them when using this web site.

3. Debt Free Key reserves the right to update or modify these Terms of Service at any time, in our sole discretion and/or according to new circumstances that may arise as result of legal, market, technological or other change.  Consequently, we encourage all Users to review this agreement frequently to ensure your continued understanding, knowledge, acceptance, and compliance with them.

4. User has read, understands and agrees to all Legal Disclaimers on this web site.

5. Any user who does not accept or and agree to abide by all of the Terms of Service as listed herein does not have the legal right to use this web site.

6. User Identification and Verification

Debt Free Key and www.DebtFreeKey.com do not have the resources to confirm and verify the identity of every User of this web site. We can only confirm and verify that you are an authorized user of a particular credit card used to purchase our publication.

User understands and acknowledges that Debt Free Key cannot verify user’s identity, and agrees that Debt Free Key and www.DebtFreeKey.com shall not be responsible for confirming user’s identity when using this web site or making a purchase on this web site.

7. Appropriate and Permitted Use of this website

Users may not, under any circumstances, use this www.DebtFreeKey.com website to contribute, post or transmit any material of an infringing, threatening, abusive, hateful, harassing, libelous, inflammatory, obscene, indecent, pornographic, profane nature that could constitute or encourage conduct that would be considered a criminal offence, give rise to civil liability or otherwise violate any law.

8. Payments and Payment Processing

A. All payments for purchase of Debt Free Key are made on-line.

B. Charges will appear on your credit card statement from Debt Free Key

C. User understands and agrees all questions regarding your purchase and payment for this publication shall be directed to our Secure Contact Form.

D. Debt Free Key is not responsible for payment transactions, processing or any communications between you as a user and purchaser of our publication (Debt Free Key) and User’s credit card.

9. Debt Free Key Membership Site 30 Day Free Trial

A. User agrees to be charged by Debt Free Key after 30 days of ordering for the amount of $9.95 for access to the Debt Free Key Online System.

B. The user will continue to be billed for $9.95 each month there after unless the user emails Debt Free Key using our Secure Contact Form.

C. If the user cancels their 30 day free trial into Debt Free Key Online System before the 30 days are up, the user will not be billed $9.95 or any charges thereafter.

D. To cancel the 30 Day FREE trial the user will need to send an email support@DebtFreeKey.com before midnight of the 30th day. The email must include the following information to be canceled:

First name, last name, shipping address, city, state, zip code, phone number, email address, date of purchase, type of payment used, last 4 digits of the credit card number used or last for of account number for checking account.

10. Indemnification and Hold Harmless

A. User agrees to indemnify and hold harmless Debt Free Key, its officers, directors, employees, agents, affiliates and representatives from and against any claim, cause of action or demand, including but not limited to reasonable legal, accounting and other professional fees that may result from your use of our website services or your breach of these Terms of Service.

B. Debt Free Key will notify users of any such claim, suit or proceeding in a timely manner.

C. User acknowledges and agrees that, should any dispute with a third party result from or arise in connection with any use of this web site or our publication or services, User will indemnify and hold harmless Debt Free Key its employee, representatives, agents or others acting on its behalf, from any liability resulting from any legal action, claim or dispute arising from our in connection with User’s use of Debt Free Key’s services under this Agreement.

11. Corporate Liability Limitations

A. User understands and acknowledges that we have no control over the quality, safety or legality of the content or information submitted by users on this web site. Because it is not feasible to authenticate users on the Internet; Debt Free Key cannot and does not verify or confirm that each user is, in fact, who he or she purports to be.

B. User agrees to release Debt Free Key, its agents, employees and affiliates from any or all claims, demands and damages – actual and consequential, direct and indirect, express and implied – of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of, or in any way connected with, any disputes between or among users of this web site and services..

C. Debt Free Key shall not be responsible for any inaccuracies or typographical errors, and does not make any representation about the accuracy, reliability, completeness or timeliness of either our website or the material contained on it.

D. Debt Free Key expects and assumes that users will exercise caution and demonstrate common sense when using this website.

E. Anyone using this website and its content does so at his or her own risk. The user is solely responsible for the content submitted on any and all forms or documents available to user on the website.

F. Although we make every effort to provide timely and accurate information, the law is constantly changing. Users of this web site are solely responsible for the accuracy and correctness of all information they provide to complete any documents and forms on this web site.

12. Limited Liability

User understands and agrees that Debt Free Key, Inc., its officers, employees, agents, partners, and others acting on its behalf, shall not be liable for any direct, indirect, incidental, special,  consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Debt Free Key has been advised of the possibility of such damage(s), resulting from: (a) the use or inability to use this web site; (b) unauthorized access to or alteration of your transmissions or data; (c) any statements or conduct made by any third party; or  (d) any other matter relating to this  web site.  

13. Liability Disclaimer – Computer Software and Internet Communications

A. User agrees that Debt Free Key shall not be held responsible for late, lost, incomplete, illegible, misdirected or stolen email, unavailable network connections (cable or phone modem), failed, incomplete, garbled or delayed data transmissions, online failures, hardware, software or other technical malfunctions, disruptions or disturbances or any other communications failures or circumstances that may affect, disrupt or corrupt communications.

B. Debt Free Key assumes no responsibility, and shall not be held liable for, any damages to, or viral infection of, your computer system, network or other property on account of your access to, browsing of or use of our website or the downloading of any materials, data, text, graphics, or other material. Any material that you download or otherwise obtain through our service or web site is done at your own risk and discretion. User is solely responsible for any damage to user’s computer system or any loss of data that may result from the downloading of such material.

C.  Under no circumstances, will Debt Free Key be liable for any injury, loss, claim, damage or any special, exemplary, punitive, direct, indirect, incidental or consequential damages of any kind (including, but not limited to lost profits, savings, goodwill, use, data or other intangible losses), whether based in contract, tort, strict liability or otherwise, which may arise out of or in any way whatsoever connected to the use of or access to our website content or services, any failure, delay or inability to use our service, cost of procurement of substitute services, unauthorized access to/alteration of your transmissions or data, statements or conduct of any third party on the service, whether or not we are advised of the possibility of such damages by you or another party.

D. User understands and agrees that Debt Free Key LLC’s entire liability, and user’s exclusive remedy with respect to any services rendered by Debt Free Key or www.DebtFreeKey.com under these Terms of Service and any breach of these Terms of Service, is solely limited to the total amount paid to Debt Free Key for purchase of the Debt Free Key publication.

14. Warranty Disclaimer

A. Except as explicitly provided in this Agreement, Debt Free Key makes no representations or warrantees of any kind, express or implied, concerning our website and/or its materials, all of which are provided on an "as is" and "as available" basis. 

B. Debt Free Key expressly disclaims all warranties and conditions, including implied warranties and conditions of merchantability, fitness for a particular purpose, title and non-infringement, as well as those arising by statute or otherwise in law or from a course of dealing or usage of trade.

C. No information, either verbal or written, that user may obtain through www.DebtFreeKey.com, including but not limited to Debt Free Key , shall create any warranty that is not expressly stated in these Terms of Service.

15. Breach, Revocation and Right of Refusal

A. Failure to abide by any of the Terms of this Agreement may be considered as a material breach of contract. In such case, we reserve the right to immediately terminate or deny User the right to use our services.

B. Debt Free Key reserves the right to cancel, deny or refuse service at our sole option and discretion in the event that you have supplied us with information that we find to be false, misleading or that conceals or omits any details that could influence the services we provide to you.

C. User understands and agrees that Debt Free Key shall not be held liable for any losses or damages that may result from our refusal to provide you our services.

D. Debt Free Key may act, at its sole discretion, with respect to user-submitted information that we deem necessary or appropriate if we believe it may result in potential liability for us or that it may cause us to lose, in whole or in part, the services of Debt Free Key’s Internet Service Provider (ISP) or other suppliers.

16. Changes, Revisions and Modifications

Debt Free Key reserves the right to revise these Terms of Service and change the services provided under this Agreement.  User acknowledges that any such revision or change will be binding and will take effect immediately upon posting. User understands that, by continuing to use our services following such notice. User must abide by those revisions and changes.

17. Privacy of User Information

A. Debt Free Key is committed to protecting the privacy of our users. All information submitted to Debt Free Key through our website is held in strictest confidence pursuant to our Privacy Policy.

B. User hereby acknowledges that you have read our www.DebtFreeKey.com web site Privacy Policy and that you understand and agree to its terms.

C. By agreeing to our Privacy Policy User provides your consent for Debt Free Key to use your personal and financial information as set out in our Privacy Policy.

D. Please review our Privacy Policy for further information.

18.  Web Site Security and Security of User Information

A. Data Security

1. Debt Free Key takes appropriate and necessary measures to protect all data that contains information related to you.

2. User hereby waives all claims of any nature against Debt Free Key or www.DebtFreeKey.com concerning the loss, alteration, or misuse of any such data or information.

B.  Although we take every effort to ensure safe use of this web site, we recommend that you install a firewall and antivirus program on your computer.

C. Cookies

In order to maximize your surfing experience, User/Member agrees to follow these instructions regarding cookies:

1. Set your firewall and A/V security to accept all cookies from www.DebtFreeKey.com.

D. Debt Free Key, through this web site, provides all Users with a secure environment for use of our services. This website is hosted on a secure server to ensure that all financial transactions are secure.

E. Anti-Spam Policy

1. Debt Free Key does not tolerate spam in any form.

2. By providing information to this website that forms the basis of our communication with you, such as your email address, you waive all rights to file complaints concerning unsolicited email or spam from this website since, by providing such information, you agree to receive communication from us or other marketing organizations.

3. However, all such email communication with you shall contain an 'unsubscribe' link where you may notify the website that you no longer wish to receive solicitations or information from the website and your name will be removed from the general solicitation database.

4. User understands and agrees that we consider any spamming by User to be a breach of these Terms of Service, and will result in User’s account being frozen by Debt Free Key.

5. Any User who receives SPAM from another www.DebtFreeKey.com user or customer should report this to Debt Free Key immediately by e-mail to our Secure Contact Form

If it is proven that any User or client engages in spam activity then Debt Free Key will hold that User or client’s account, notify them of the problem immediately, and enforce our anti-spam policy to the full extent as provided by law.

F. Anti-Phishing Policy

1. E-mail "spoofing" or "phishing" allows hackers to send messages to people with information that looks like it came from the official company, such as Debt Free Key or www.DebtFreeKey.com.

2. User understands and agrees that it is possible for your personal data to be obtained by others, as "hackers," and "phishing" used in an inappropriate manner that may cause you harm.

3. Such practices are illegal and Debt Free Key will enforce and prosecute identified offenders to the full extent provided by law.

4. Debt Free Key, its employees, or representatives acting on its behalf will never request your password, name, address, or other such information.

5. User shall be solely responsible for any damages you may incur as a result of such "hacking" or "phishing".

G. Users are prohibited from engaging in any activity that violates or attempts to violate the security of this website, including (but not limited to): accessing data not intended for your use; logging into servers or accounts for whose use you are not authorized; trying to probe, test or scan the system or network’s vulnerability or to breach security measures or authentication procedures without authorization; attempting to interfere with service to any user, host or network, submitting a virus, worm, or any other software, overloading the system,  "crashing" or "spamming"; sending unsolicited email, including promotions/ advertisements of products or services;  falsifying any TCP/IP packet header or any part of the header information in any email or newsgroup posting or impersonating someone else.

H. Users are further prohibited from using any software, device, search engine or other action that may interfere with the proper functioning of this website or any business activity being conducted on it.

I. Navigating or searching this website by any means other than the navigation tools provided on our www.DebtFreeKey.com web site or by such reputable third-party web browsers is prohibited.

J. Any attempt to decipher, decompile, reverse engineer or otherwise interfere with any of the software is prohibited.

K. Any security violations of our computer and internet system or network may result in civil or criminal prosecution. Debt Free Key will investigate and/or report any and all such occurrences to the proper law enforcement authorities and cooperate fully with them in prosecuting users who perpetrate or participate in such violations. Anyone engaging in such prohibited activity shall be held responsible and liable for any and all damages that may result from such prohibited activity to Debt Free Key and any of its employees, agents or representatives; any other users of this www.DebtFreeKey.com web site or other parties that may be adversely affected by such prohibited activity.

19.  Termination 

Debt Free Key reserves the right, at its sole discretion, to pursue all available legal remedies if any User is found to be in breach of these Terms of Service.

20.  Severability 

In the event that any provision of these Terms of Service is determined to be unenforceable, invalid, unlawful or void, by any court having competent jurisdiction, then said provision shall be deemed severable from the remaining provisions and shall not affect their validity and enforceability.

21. Disputes and Dispute Resolution

A. User hereby agrees to use binding arbitration for any claim, dispute, or controversy  of any kind, whether in contract, tort or otherwise, arising out of or relating to this purchase, this product, including solicitation issues, privacy issues, and terms of use issues.

B. Arbitration shall be conducted pursuant to the rules of the American Arbitration Association, which are in effect on the date a dispute is submitted to the American Arbitration Association.

C. The arbitrator's decision will be final and binding with limited rights of appeal. 

D. The prevailing party shall be reimbursed by the other party for any and all costs associated with the dispute arbitration, including attorney fees, collection fees, investigation fees, travel expenses.

22. Governing Law and Consent to Jurisdiction

This Agreement and its performance are governed by the laws of the State of Utah. User hereby consents and submits to the exclusive jurisdiction of the Courts located in the State of Utah to resolve all disputes that may arise out of or are related to the use of Debt Free Key under this Agreement. User agrees that the applicable law to be applied shall, in all cases, be that of the state of Utah.

23. Entire Agreement

These Terms of Service constitute the entire agreement between User and Debt Free Key with respect to your use of this web site.

24. Online Services Free Trial

The 30-day free trial membership is provided as a bonus to everyone that orders our program. This includes online resources and training. We update the site continually with valuable content to make sure you have the tools you need. You can cancel your membership at any time by emailing from our Secure Contact Form. If you do not cancel your membership by the end of the 30 day trial period, your membership will automatically renew and your credit card will be charged monthly thereafter. Charges will appear on your credit card statement from Debt Free Key. Monthly charges will end as soon as we receive your request for cancellation. No monthly fees will be charged if the request for cancellation is received prior to the end of the 30 day trial period. The trial is 30 days from the day you order from us. By ordering, you agree and understand that your card will be charged for the monthly fee of $9.95.